From noss1233 at gmail.com Wed Aug 22 08:02:55 2007 From: noss1233 at gmail.com (Tommy Lee) Date: Wed Aug 22 08:03:29 2007 Subject: [Bioonto-public] NUMBER ONE Success System Message-ID: http://www.noss123.com/ Real estate in Mexico and Central America is different from the way that it is conducted in the United States. Some similarities include a variety of legal formalities, (with professionals such as real estate agents generally employed to assist the buyer); taxes need to be paid (but typically less than those in U.S.); legal paperwork will ensure title; and a neutral party such as a title company will handle documentation and monies in order to smoothly make the exchange between the parties. Increasingly, US title companies are doing work for US buyers in Mexico and Central America. Due to the complicated legal exchange, or *conveyance*, of the property, one or both of the main participants are likely to require legal representation. The terminology varies with legal jurisdiction; see lawyer, solicitor and conveyancer. Because of the complex nature of many markets the *debtor* may approach a mortgage broker or financial adviser to help them source an appropriate * creditor* typically by finding the most competitive loan. Recently, many US consumers (particularly higher income borrowers) are choosing to work with Certified Mortgage Planners, industry experts that work closely with Certified Financial Planners to align the home finance position(s) of homeowners with their larger financial portfolio(s). The debt is, in civil law jurisdictions, referred to as *hypothecation*, which may make use of the services of a *hypothecary* to assist in the hypothecation; that is, in obtaining a legal hypothec. In addition to borrowers, lenders, government sponsored agencies, private agencies; there is also a fifth class of participants who are the source of funds - the Life Insurers, Pension Funds, etc. -------------- next part -------------- An HTML attachment was scrubbed... URL: http://bioinformatics.org/pipermail/bioonto-public/attachments/20070822/15232a3a/attachment.html